Life Insurance

Helping You Grow Your Life Business

Unique product niches are carefully designed to provide the most competitive rates for each underwriting circumstance.

Life Insurance for the individual or multi-life, fixed or variable, all has been carefully scrutinized to gather companies that offer excellent pricing and features at all ages. Whether it be smokers, preferred smokers, nonsmokers, preferred nonsmokers, and substandard underwriting, we can place that harder case. 


Term provides coverage at fixed rate for a limited time. Length options range from 10 to 30 years and from $10,000 to $5M.

Whole Life – commonly referred to as “straight life” or “ordinary life” – is a policy that guarantees to stay in force for the entire lifetime of the insured as long as it remains in good standing.

Universal Life is a type of life insurance that has cash value. The excess of premium payments greater than the current cost of insurance is credited to a cash value portion of the policy, which also gains interest.

First/Second-to-Die may be able to provide you with the coverage you’re looking for, all the while you’re saving money on the premiums. Death benefit is paid out as soon as the first spouse dies, guaranteeing the offspring will be protected. 



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1391 Redondo Avenue, Long Beach, CA, 90804

(562) 597-1919 (Local)

(800) 388-5429

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